Pay Yourself First

Getting a good head start—Emmaus High School students learn financial literacy from Sandra McKinney (center) of the Pennsylvania Center for Financial Education.

Have you made a resolution to save more money? One way to do this is by paying yourself first. Through direct deposit with your employer, you can designate a certain amount for your savings account. You won’t even miss it! Another saving tip? Instead of going to a coffee shop, make your own. You could save $100 a month. Or try the trick family physician Will Miller, M.D., uses to save: “We have a ‘dream fund’ for special opportunities like trips.”

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